Critical Illness Insurance

Protect employees against the impact a serious illness could have on them or their families.

Even if they continue to work after diagnosis, the financial and emotional stress involved could take its toll. Critical illness cover provides employees with a lump sum if they are diagnosed with a specified critical illness, offering financial protection when they and their loved ones need it most.

They can choose to increase the amount of cover in increments, usually once a year, or if they experience a life event such as a bereavement.

Our independent, regulated subsidiary PES Health will secure great group rates for your organisation, benefiting both you and your employees.